★★★★★ Trustpilot 4.4|Built by ecommerce people

Ecommerce payment solutions with next working day settlement

Ecommerce payment solutions from eCom Pay come from a company born out of an ecommerce agency, so the checkout advice is native, not adjacent. Fast hosted checkout on your platform of choice, one-tap repeat purchases, customers in 150+ currencies and takings landing the next working day, approved in 24 hours once your documents are in.

For All major platformsOne-tap repeat checkout150+ currenciesNext working day settlement

See if you're pre-approved

Answer a few quick questions for an instant pre-approval indication. No obligation, under 60 seconds.

Pre-approval progress 14%
How do you take payments?
Do you currently take card payments?
What is your industry?
How long have you been trading?
How is your business set up?
Estimated monthly card volume?
Strong match

Based on your answers you are a strong pre-approval match. Confirm a few details and we will finalise your application.

A real person reviews every application, and we never share your data.

24 hrs

approval, once documents are in

150+

currencies processed

4.4

Trustpilot rating

2010

processing payments since

Recently approved: Vape retailerRecently approved: Online pharmacyRecently approved: Dessert and food brandRecently approved: Automotive parts sellerRecently approved: Takeaway and ordering siteRecently approved: Travel agencyRecently approved: CBD storeRecently approved: Forex platformRecently approved: Crypto merchantRecently approved: Subscription boxRecently approved: Salon and bookingsRecently approved: Adult and datingRecently approved: Vape retailerRecently approved: Online pharmacyRecently approved: Dessert and food brandRecently approved: Automotive parts sellerRecently approved: Takeaway and ordering siteRecently approved: Travel agencyRecently approved: CBD storeRecently approved: Forex platformRecently approved: Crypto merchantRecently approved: Subscription boxRecently approved: Salon and bookingsRecently approved: Adult and dating

On this page Why this sector is different · The setup · How it works · What underwriters look for · Staying protected · FAQs

The problem

Why ecommerce payments decide ecommerce results

In a shop, a payment hiccup loses a sale. Online, it loses the sale silently, at scale, every hour it persists. Ecommerce payment solutions are conversion infrastructure, and deserve to be chosen like it.

Check your approval odds

Checkout is where stores leak

Most abandoned carts die at payment, on slow pages, clunky forms and unnecessary bounces to other sites. Hosted fields inside your own checkout, wallets on mobile and saved cards for regulars close the leaks one by one.

Repeat purchase is the business

Acquiring a customer costs real money, and the profit lives in orders two through twenty. Tokenised one-tap checkout is the single biggest lever on repeat conversion, and it should be switched on from day one.

Approval rates are silent revenue

Fraud rules at factory settings decline genuine customers invisibly, and every false decline is marketing spend refunded to nobody. Rules tuned to your actual store by a dedicated Risk Analyst recover that revenue quietly.

What matters for an online store The eCom Pay answer
The platform WooCommerce, Shopify, PrestaShop, Zen Cart and more, installed by our team
Checkout speed Hosted fields on your site, wallets on mobile, no bounces
Repeat purchase Tokenised one-tap checkout for returning customers
International Customers paying in 150+ currencies, you settling in yours
Approval rates Fraud rules tuned to your store by a dedicated Risk Analyst
Support A UK team on 0345 548 0072, around the clock
The fix

Payment processing shaped around how stores grow

Every application is reviewed by people who understand online retail, and the account carries the tools a growing store actually compounds on.

Your platform, plugged in properly

Gateways for the major platforms, installed and configured by our team, with 3D Secure 2 and your descriptor set correctly before the first order.

One-tap repeat purchases

Tokenisation vaults the card at the first order, so returning customers pay with a saved card and just their CVV, which is where repeat conversion quietly compounds.

A storefront for the world

Processing in 150+ currencies with settlement in 25+, so international customers pay in the currency they think in and reconciliation stays on one account.

Subscriptions ready when you are

Recurring billing runs subscription products and replenishment plans with smart retries, on the same account, whenever the model calls for it.

Fraud screening tuned to your store

A real-time risk engine tuned by a dedicated Risk Analyst catches fraud without declining the loyal customer ten orders into a good year.

One clean end of day

Every order lands in one report with clear references, and settlement arrives the next working day, so the store reconciles like a business, not a hobby.

How it works

From application to first order in four steps

  • Tell us about the storeyour platform, your products and your volumes. No judgement, no obligation
  • Application processed properlyexperienced underwriters process your application and guide you step by step, approved in 24 hours once your documents are in
  • Gateway installed and testedour team installs the plugin, switches on tokenisation and 3D Secure 2 and tests every path
  • Selling and settlingcheckout converts, regulars pay in one tap, and takings land the next working day
Start your application
Store checkout review
Hosted checkout live ✓
Returning customer, one tap ✓
Currency customer choice of 150+
Settlement next working day ✓
Status dispatched
CardsApple Pay and Google PaySaved cardsSubscriptions
Rated 4.4 on Trustpilot

What our merchants say

Fair. So here is what UK merchants say after switching to eCom Pay, in their own words.

★★★★★

No hidden fees, best so far

It was such a pleasure working with eCom Pay for my company, very straightforward to set up and the team were so helpful. No hidden fees, cost efficient, and from using other platforms before I can say this has been the best so far.

Verified merchantvia Trustpilot

★★★★★

Simpler than the big names

We found eCom Pay to be a simple, efficient payment system to integrate, with a lot of support behind it. Would recommend them over competitors who charge far too much.

Verified merchantvia Trustpilot

★★★★★

Set up fast, better rates

Great customer service from eCom Pay. Needed a card reader for my business, they had me set up fast and gave me better rates than the last company. Highly recommend.

Verified merchantvia Trustpilot

★★★★★

Sales noticeably improved

Super impressed with eCom Pay. The transaction fees are competitive, and I love that my customers have multiple payment options, which has noticeably improved my sales.

Verified merchantvia Trustpilot

★★★★★

Transparent, reliable, efficient

Good service from eCom Pay. The card machines are reliable and easy to use. I like that there are no hidden fees and everything is explained upfront.

Verified merchantvia Trustpilot

★★★★★

Always answers when I need help

Would highly recommend. Easy, simple, and always answers when I need help. The best payment gateway I have come across, with a wide variety of packages available.

Verified merchantvia Trustpilot

Approval, prepared

Getting set up is refreshingly simple

Ecommerce applications are straightforward when they are processed properly. Three things cover most of it, and your specialist walks you through each one.

Start your application

The business basics

Company or sole trader details, your website and what you sell. For a trading store this comes together in a single sitting.

Your volumes, roughly

Card turnover and average order value if you know them, honest forecasts if you are launching. Rates are agreed against your real numbers and reviewed as you grow.

Where the money should land

Your business bank details, so next working day settlement has somewhere to go. That is genuinely most of it, and approval takes 24 hours once your documents are in.

Stores we set up

Fashion and lifestyleHealth and beautyFood and drinkHome and gardenHobby and specialistB2B and wholesale
Staying protected

Growing a store on the same account

The account is built for where the store is going, not just where it starts.

01

Launch

The gateway goes in configured and tested, with tokenisation and wallets on from day one, so the first customer meets the checkout the thousandth deserves.

02

Repeat

Saved cards turn browsers into regulars, and email or text payment links recover the almost-sales that stall outside the checkout.

03

Abroad

Multi-currency switches on when the first international order appears, letting the world pay in its own money while you reconcile in yours.

04

Scale

Volume growth triggers rate reviews rather than alarms, because the trajectory was underwritten from the start.

Choosing a platform? Compare them all on the payment gateways index, or read the WooCommerce setup guide.

FAQs

Ecommerce payments, straight answers

What does an ecommerce store need from a payment provider?

Fast hosted checkout on your platform, wallets for mobile, tokenised saved cards for repeat purchase, fraud rules tuned to your store, honest rates against your real volumes and next working day settlement. eCom Pay ships all of it on one account, installed by our team.

Which ecommerce platforms does eCom Pay support?

WooCommerce, Shopify, PrestaShop and Zen Cart have dedicated gateways installed by our team, Adobe Commerce and other platforms connect through scoped integrations, and fully custom builds run on the payment API. The payment gateways index covers them all.

How do saved cards improve conversion?

Tokenisation vaults the card at the first order, so returning customers pay with one tap and their CVV instead of retyping details on a phone. In repeat-purchase categories it is reliably the biggest single conversion improvement available.

Can international customers buy from my store?

Yes. Processing runs in 150+ currencies with settlement in 25+, so customers pay in the currency they think in while your reconciliation stays clean on one account.

What about fraud on an online store?

A real-time risk engine screens every order, and a dedicated Risk Analyst tunes the rules to your actual customers, which stops card fraud without silently declining genuine orders, the invisible revenue leak most stores never measure.

How quickly can a store go live?

Approval takes 24 hours once your documents are in, and gateway installation and testing typically complete within days, managed by your specialist so the store side never blocks the account side.

Written by the eCom Pay team. Reviewed August 2026. Last updated August 2026.

A checkout that converts and a settlement that keeps up

Installed by our team, one-tap repeat purchases and takings landing the next working day, approved in 24 hours once your documents are in.

Browse the payment gateways index, the industries hub or all online payment solutions.

Call us Get approved