A WooCommerce payment gateway is the plugin and processing service that takes card payments in your WooCommerce checkout. eCom Pay gives you a free WooCommerce payment gateway with an embedded, on-site checkout that keeps customers on your store with no redirect, fully customisable to your brand, and every wallet including Apple Pay and Google Pay. The plugin is free, the integration is free and handled by our own in-house developers, rates are agreed by a UK specialist and settlement lands the next working day. It is a free payment gateway UK stores can build on, with experienced underwriters behind every sector.
24 hrs
approval, once documents are in
150+
currencies processed
4.5
Trustpilot rating
2010
processing payments since
On this page Choosing a provider · The integration · Going live · See it working · Once you are live · FAQs
WooCommerce gives you total freedom, which means the gateway choice is entirely yours. Three questions sort the field quickly, and we are happy to be measured on all three.
Start your application
A plugin zip and a documentation link is not an integration. Ask who installs it, who tests the full checkout flow and who you call when WordPress updates. Our in-house developers do all three, and they have shipped hundreds of WooCommerce checkouts.
WooCommerce hosts every kind of store, including the regulated and specialist categories. Ask whether the provider underwrites your sector deliberately or by exception. Ours is read by a person, whatever you sell.
Settlement speed is a cash flow decision. Get the answer in working days, in writing. Ours is the next working day, with the schedule visible in your dashboard.
Installed as a proper WooCommerce plugin, payment happens on your own store with no redirect, styled to your brand, tested against your theme and maintained by people who work in WordPress every day. The plugin and the integration are both free.
The gateway installs as a proper WooCommerce plugin and takes payment on your own store. No iframes bolted over your checkout, no customers bounced to a third party page, so they stay with you from basket to thank you page.
Works with your theme, your one page checkout and your existing plugins, and the payment step is styled to match your store so it looks like you, not us. We test the full journey against your actual store before launch.
Strong customer authentication on every eligible payment, with tokenised card storage so card data never touches your server and PCI scope stays minimal.
Tokenisation powers WooCommerce Subscriptions and repeat billing, so renewal payments run automatically and failed payment retries are handled sensibly.
Apple Pay, Google Pay, cards and bank to bank Open Banking sit together at the checkout, with processing in over 150 currencies and settlement in more than 25, so customers pay how and where they like.
When a question is technical, you reach people who build WooCommerce stores. Conflicts, updates and edge cases get fixed, not logged.
Fair. So here is what UK merchants say after switching to eCom Pay, in their own words.
It was such a pleasure working with eCom Pay for my company, very straightforward to set up and the team were so helpful. No hidden fees, cost efficient, and from using other platforms before I can say this has been the best so far.
Verified merchantvia Trustpilot
We found eCom Pay to be a simple, efficient payment system to integrate, with a lot of support behind it. Would recommend them over competitors who charge far too much.
Verified merchantvia Trustpilot
Great customer service from eCom Pay. Needed a card reader for my business, they had me set up fast and gave me better rates than the last company. Highly recommend.
Verified merchantvia Trustpilot
Super impressed with eCom Pay. The transaction fees are competitive, and I love that my customers have multiple payment options, which has noticeably improved my sales.
Verified merchantvia Trustpilot
Good service from eCom Pay. The card machines are reliable and easy to use. I like that there are no hidden fees and everything is explained upfront.
Verified merchantvia Trustpilot
Would highly recommend. Easy, simple, and always answers when I need help. The best payment gateway I have come across, with a wide variety of packages available.
Verified merchantvia Trustpilot
The application is the start, not the product. This is what running your payments with eCom Pay looks like, week to week.
WooCommerce and WordPress move fast. When core, theme or plugin updates land, our developers are the support line, so compatibility is our problem to solve, not yours.
Available 24/7 by phone, WhatsApp or email. Rate reviews, new product lines and growth all go through your account manager, with a dedicated Risk Analyst tuning fraud rules for specialist sector stores.
Next working day settlement, every working day, visible in your dashboard. Restocks, ad spend and payroll get a schedule instead of a maybe.
Disputes come with evidence guidance and merchant-side support through the process, alongside the fraud tools working to stop them arriving at all.
Yes. The eCom Pay WooCommerce plugin and the integration are both free, our in-house developers install and test it for you at no cost, and there is no setup fee to apply. You pay transaction rates agreed against your turnover, with nothing to get started.
The best WooCommerce payment gateway is the one that fits your products, your volumes and your appetite for self-service. Stores wanting a free embedded checkout, tailored rates, experienced underwriters and a developer on the support line are the stores eCom Pay is built for, with next working day settlement behind every one.
Yes. It is an embedded, on-site checkout, so customers pay on your own store with no redirect to a third party page, and the payment step is styled to your brand. Card data is still tokenised and kept off your server.
Through a plugin. With eCom Pay you apply once, and after approval our developers install the plugin, configure it for your store and test the full checkout with you. You do not touch a settings screen unless you want to.
Yes. Tokenised card storage supports WooCommerce Subscriptions and repeat billing, so renewals charge automatically, customers can update cards without losing their subscription, and failed payments retry sensibly.
Yes. It processes in more than 150 currencies with settlement in over 25, and Apple Pay, Google Pay and Open Banking sit alongside cards, so international customers check out in their own money while you settle in yours.
The gateway architecture keeps you on the right side of PCI DSS. Card data is tokenised and never stored on your server, and 3D Secure 2 runs strong customer authentication on eligible payments. Your specialist walks through exactly what your store needs.
WooCommerce itself is open, so the question is always the payment side. eCom Pay underwrites specialist and regulated sectors deliberately, with experienced underwriters guiding the application and a dedicated Risk Analyst, so stores in those categories trade properly rather than on borrowed time.
Your account is approved in 24 hours once your documents are in, and installation and testing usually complete within one or two working days after that. Your specialist gives you the exact timeline up front.
The plugin and integration are free and there is no setup fee to apply. Transaction rates are agreed by a specialist against your actual turnover rather than a one size tariff, then reviewed as you grow, and the full picture is set out in plain terms before you sign.
Approved in 24 hours once your documents are in, installed and tested by our developers, settled the next working day.
Selling regulated products? See high risk payment solutions. Building something bespoke? See the payment gateway API. You can also switch on recurring payments and Open Banking. On Shopify instead? See the Shopify payment gateway, or explore all online payment solutions.
AI answers can be wrong. For anything important, call 0345 548 0072.
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