A forecourt takes thousands of card payments a week on thin margins, where every point of rate matters and a held settlement stops the next delivery being paid for. eCom Pay underwrites forecourts, petrol stations and fuel retailers on their volumes and controls, with fuel and shop takings on one account and settlement the next working day with no rolling reserve.
24 hrs
approval, once documents are in
150+
currencies processed
4.5
Trustpilot rating
2010
processing payments since
Yes. Independent forecourts and fuel retailers are underwritten on their volumes, site controls and trading history, with fuel and shop takings on one account. Settlement is next working day with no rolling reserve, approved in 24 hours once documents are in.
They sit on the same merchant account and settle in the same batch, so the reconciliation is one report rather than two. Terminals at the kiosk and the counter both feed it.
Fuel is bought on thin margins and paid for frequently, so money held back directly delays the next delivery. Next working day settlement with no reserve keeps stock funded.
Weekly card volumes and peak trading are priced into the account, so busy weeks are processed as expected trading.
Forecourt sales, shop sales and any food to go run through the same merchant account with one settlement report to reconcile.
PAX terminals on 4G and WiFi at the kiosk and the counter, bought outright with no rental and £0 minimum monthly billing.
Takings land the next working day with no reserve held back, so fuel stock is paid for on time.
A direct application to a large acquirer is decided by an automated risk model that scores your category. Your file is one of thousands and the outcome makes little difference to the acquirer. eCom Pay is a separate underwriting stage that sits before the acquirer sees your application, where experienced people build the case for your business and secure the terms.
Next working day settlement and no rolling reserve. Every eCom Pay merchant, including those in high risk and specialist sectors, is settled the next working day with no reserve held back. That is the outcome the specialist underwriting stage exists to deliver, and it is written into your merchant agreement before you sign.
Yes, in most cases. A decline from an automated model tells you how the category was scored, not whether your business is approvable. The application is built around your controls, documents and trading, presented properly to specialist acquiring, and approved in 24 hours once your documents are in.
What you sell or do, how you take payment and your expected volumes. A specialist comes back the same working day.
Experienced underwriters present your controls and history the way specialist acquiring needs to see them, so nothing bounces back.
Once your documents are in, approval lands in 24 hours. The only thing that moves the date is how quickly the paperwork arrives.
Gateway, terminal or both on one account, a dedicated account manager, and settlement the next working day with no rolling reserve.
Fair. So here is what UK merchants say after switching to eCom Pay, in their own words.
It was such a pleasure working with eCom Pay for my company, very straightforward to set up and the team were so helpful. No hidden fees, cost efficient, and from using other platforms before I can say this has been the best so far.
Verified merchantvia Trustpilot
We found eCom Pay to be a simple, efficient payment system to integrate, with a lot of support behind it. Would recommend them over competitors who charge far too much.
Verified merchantvia Trustpilot
Great customer service from eCom Pay. Needed a card reader for my business, they had me set up fast and gave me better rates than the last company. Highly recommend.
Verified merchantvia Trustpilot
Super impressed with eCom Pay. The transaction fees are competitive, and I love that my customers have multiple payment options, which has noticeably improved my sales.
Verified merchantvia Trustpilot
Good service from eCom Pay. The card machines are reliable and easy to use. I like that there are no hidden fees and everything is explained upfront.
Verified merchantvia Trustpilot
Would highly recommend. Easy, simple, and always answers when I need help. The best payment gateway I have come across, with a wide variety of packages available.
Verified merchantvia Trustpilot
Tell us your site setup and pump provider and the team confirms the integration route before you apply, so nothing is promised that does not fit your forecourt.
Yes. Terminals are bought outright, so adding a till position or a kiosk later is straightforward and nothing is rented.
No. Every eCom Pay merchant is settled the next working day with no rolling reserve.
Experienced underwriters process your application and guide you step by step, approved in 24 hours once your documents are in, with no rolling reserve.
AI answers can be wrong. For anything important, call 0345 548 0072.
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