Recurring payments let you charge a stored card automatically on a schedule, for subscriptions, memberships, instalments and retainers. eCom Pay runs them on tokenised card storage with schedules you control completely, settled the next working day, online, by payment link or through the virtual terminal.
24 hrs
approval, once documents are in
150+
currencies processed
4.4
Trustpilot rating
2010
processing payments since
On this page Choosing a provider · The integration · Going live · See it working · Once you are live · FAQs
Recurring revenue is only as good as the machinery underneath it. Three things decide whether a billing setup earns its keep, and they are worth checking anywhere, including here.
Check your approval oddsStoring card numbers yourself is a liability. Ours are tokenised, so the card becomes a secure reference that charges on schedule while the real number never touches your systems, keeping your PCI scope minimal.
Real businesses need to pause a member, change a date or add a note. Our schedules are fully editable, with start dates, frequency, payment counts and the option to suspend or resume any arrangement in a couple of clicks.
Surprise charges create disputes. Ours come with customisable notifications for the first and every following payment, so customers always know what is coming and chargebacks stay low.
Weekly, monthly or your own interval, fixed runs or open ended, fully automated or charged manually when you choose. The schedule fits the business, not the other way round.
Set the frequency, start date and how many payments to take, then let it run. A twelve month instalment plan or an open ended membership takes the same two minutes to set up.
The card is stored as a secure token from the very first payment, whether that payment came through your website, a payment link or the virtual terminal.
Change amounts, move dates, suspend a struggling customer or resume them later, with comments on every change so your records explain themselves.
Personalised notifications go out for the first payment and every one after, which keeps customers comfortable and disputes rare.
Begin an arrangement from your website checkout, a payment link sent by text, or a card taken over the phone in the virtual terminal. The schedule runs the same way regardless.
Upcoming, taken and failed payments all sit in one dashboard, so you can see the health of your recurring revenue at a glance and act before small issues grow.
Fair. So here is what UK merchants say after switching to eCom Pay, in their own words.
It was such a pleasure working with eCom Pay for my company, very straightforward to set up and the team were so helpful. No hidden fees, cost efficient, and from using other platforms before I can say this has been the best so far.
Verified merchantvia Trustpilot
We found eCom Pay to be a simple, efficient payment system to integrate, with a lot of support behind it. Would recommend them over competitors who charge far too much.
Verified merchantvia Trustpilot
Great customer service from eCom Pay. Needed a card reader for my business, they had me set up fast and gave me better rates than the last company. Highly recommend.
Verified merchantvia Trustpilot
Super impressed with eCom Pay. The transaction fees are competitive, and I love that my customers have multiple payment options, which has noticeably improved my sales.
Verified merchantvia Trustpilot
Good service from eCom Pay. The card machines are reliable and easy to use. I like that there are no hidden fees and everything is explained upfront.
Verified merchantvia Trustpilot
Would highly recommend. Easy, simple, and always answers when I need help. The best payment gateway I have come across, with a wide variety of packages available.
Verified merchantvia Trustpilot
The application is the start, not the product. This is what running your payments with eCom Pay actually looks like, week to week.
Available 24/7 by phone, WhatsApp or email. Schedule questions, growth plans and rate reviews all go through one person who knows your account.
Cards expire and balances dip. Failed collections are visible immediately and arrangements can be retried, edited or paused rather than silently dying.
Clear notifications before every charge mean customers are never surprised, and when a dispute does land you get evidence guidance and merchant-side support through it.
Recurring billing shares its account with the gateway, Pay by Link, the virtual terminal and card machines. One account, one settlement, switch more on as you grow.
The customer pays once and their card is stored as a secure token, then the schedule charges that token automatically at the frequency you set, weekly, monthly or a custom interval, for a fixed number of payments or indefinitely. Each collection settles to you the next working day.
Recurring card payments charge a stored card and clear quickly with next working day settlement, while Direct Debit pulls from a bank account on a slower cycle. Card billing suits subscriptions, memberships and instalments where speed and flexibility matter, and customers can pay by card, which most prefer.
Yes. Set the amount, the frequency and the number of payments, for example twelve monthly collections, and the plan runs itself and stops automatically when complete, with the customer notified before each charge.
The card is tokenised, meaning your systems only ever hold a secure reference while the real card number stays inside the payment platform. That keeps your PCI scope minimal and means a breach of your systems cannot expose card numbers.
Yes. A new card can be tokenised onto the existing arrangement, so the schedule, history and notifications carry on unbroken and the customer never has to start again.
Yes, any arrangement can be edited or suspended in a couple of clicks, with the amount, date and frequency all changeable and comments recorded so your team always knows why. Resuming later is just as quick.
Yes. Tokenised billing powers subscription products on both platforms through our gateways, and arrangements can equally start from a payment link or the virtual terminal for businesses without a website checkout.
There is no setup fee to apply, and transaction rates are agreed against your actual turnover rather than a flat tariff, with the recurring tools included as part of your eCom Pay account rather than bolted on at extra cost.
Written by the eCom Pay team. Reviewed August 2026. Last updated August 2026.
Approved in 24 hours once your documents are in, first schedule live the same day, settled the next working day.
Starting arrangements by phone or message? See the virtual terminal and Pay by Link.