Sharfin Khan
High Risk Payment Gateway Specialist, eCom Pay
Sharfin has worked in UK payments since 2018, first as a payments consultant selling online payment gateways and merchant services across retail, eCommerce and service businesses, then leading eCommerce partnerships with platforms and SaaS providers for a national payments company. He also built and launched a done-for-you eCommerce website product inside a payments business before joining eCom Pay, where he shapes applications for high risk and specialist merchants and looks after gateway, card machine and platform integrations.
What Sharfin covers
Guides by Sharfin
What is a merchant category code, and why it matters to your business
Every merchant account has a four digit merchant category code. Here is what it is, who sets it, and why the wrong one can…
20 October 2026
Read the guideHotel pre-authorisations explained, and how to stop them costing you money
Holds that are never released, captures that come too late and deposits taken the wrong way. A practical look at hotel pre-authorisations.
20 October 2026
Read the guideBig ticket card payments, why high value does not mean high risk
Jewellers, car dealers and wholesalers take some of the largest card payments in the UK. Ticket size is a number, not a risk profile.
20 October 2026
Read the guideWooCommerce payment gateway setup, the complete 2026 guide
How to set up a WooCommerce payment gateway properly in 2026, from choosing the right provider to going live, with the settings that protect…
20 October 2026
Read the guidePayment gateway fees comparison UK 2026, what to check
How to compare payment gateway fees in the UK properly, every line that appears in a quote, the ones that hide, and the questions…
20 October 2026
Read the guideHigh risk merchant account UK, everything you need to know
What a high risk merchant account is, why good businesses get the label, and how to get approved in the UK with the account…
20 October 2026
Read the guideTalk to Sharfin about your application
Tell us about the business and a UK specialist comes back the same working day. Approved in 24 hours once your documents are in, no setup fee to apply.