A mobile card machine from eCom Pay takes contactless and Chip and PIN wherever you trade, from a market stall to a customer’s kitchen table. Every terminal is bought outright with £0 minimum monthly billing, rates are agreed against your turnover, and takings land the next working day, approved in 24 hours once your documents are in.
24 hrs
approval, once documents are in
150+
currencies processed
4.4
Trustpilot rating
2010
processing payments since
On this page Why this sector is different · The setup · How it works · What underwriters look for · Staying protected · FAQs
If your business happens away from a fixed counter, a wireless card terminal is not an accessory, it is the till. Three things decide whether it earns its keep.
Check your approval oddsCash-only stalls, vans and callouts turn away the growing majority who simply do not carry cash. A mobile card machine converts the customer standing in front of you right now, which is the highest-converting moment any business ever gets.
A mobile terminal is only as good as its connection. Bluetooth pairing to your phone, or built-in 4G and WiFi on the bigger machines, keeps payments moving at a festival, in a field or three floors up.
Rental and minimum billing follow mobile terminals around just like countertop ones. A machine bought outright with £0 minimum billing costs what it costs once, and then a quiet week costs you a quiet week, nothing more.
From the phone already in your pocket to a full wireless terminal, the range covers every kind of mobile trading on the same account and settlement.
SoftPOS turns your Android phone into a contactless card machine with no hardware at all, which makes it the lightest possible way to start taking card payments today, and the perfect backup for busy days.
Pocket-sized, pairs with your phone over Bluetooth, and takes contactless, Chip and PIN and swiped payments anywhere. Works hardest for businesses taking around £2,500 a month or more on card.
A full Android terminal with built-in 4G and WiFi, touchscreen, receipt printing and all-day battery. When mobile trading is the whole business, this is the machine built for it.
Every mobile payment settles into the same account as your website and any counter terminal, one settlement, one report, one number to reconcile.
The same fraud screening and dispute support that protects your online checkout stands behind every tap in a field, with clear descriptors keeping disputes rare.
Rates agreed against your actual turnover and reviewed as you grow, with one transparent monthly software fee behind the hardware and nothing else.
Fair. So here is what UK merchants say after switching to eCom Pay, in their own words.
It was such a pleasure working with eCom Pay for my company, very straightforward to set up and the team were so helpful. No hidden fees, cost efficient, and from using other platforms before I can say this has been the best so far.
Verified merchantvia Trustpilot
We found eCom Pay to be a simple, efficient payment system to integrate, with a lot of support behind it. Would recommend them over competitors who charge far too much.
Verified merchantvia Trustpilot
Great customer service from eCom Pay. Needed a card reader for my business, they had me set up fast and gave me better rates than the last company. Highly recommend.
Verified merchantvia Trustpilot
Super impressed with eCom Pay. The transaction fees are competitive, and I love that my customers have multiple payment options, which has noticeably improved my sales.
Verified merchantvia Trustpilot
Good service from eCom Pay. The card machines are reliable and easy to use. I like that there are no hidden fees and everything is explained upfront.
Verified merchantvia Trustpilot
Would highly recommend. Easy, simple, and always answers when I need help. The best payment gateway I have come across, with a wide variety of packages available.
Verified merchantvia Trustpilot
Mobile trading applications are among the most straightforward we process. Three things cover most of it, and your specialist walks you through each one.
Start your applicationCompany or sole trader details and what you sell. For a trading business this is paperwork you already have, and it usually comes together in a single sitting.
Card turnover if you know it, honest estimates if you are starting out. The answer decides which machine works hardest for you, from SoftPOS to the A920 Pro.
Your business bank details, so next working day settlement has somewhere to go. That is genuinely most of it, and approval takes 24 hours once your documents are in.
The right machine follows your trading, not the other way round. This is how we size it, and you can move up the range without starting again.
SoftPOS on the phone in your pocket costs nothing in hardware and takes contactless today. Perfect for testing a market pitch or backing up a busy stall.
The Handpoint HiLite starts working hardest here, a pocketable terminal with tailored rates agreed against your actual turnover and one fixed software fee behind hardware you own.
The PAX A920 Pro carries whole trading days on its own connectivity and battery, with receipt printing and a touchscreen your queue will thank you for.
A fixed pitch or first premises adds a PAX A80 countertop to the same account, so the stall, the shop and the website all settle together.
Compare the whole range line by line in the card machine comparison guide, or see the ownership maths on the no contract card machines page.
It depends on how you trade. SoftPOS on your own Android phone suits starting out, the Handpoint HiLite works hardest from around £2,500 a month on card, and the PAX A920 Pro is the flagship for full-time mobile trading with built-in 4G, WiFi and all-day battery. Every option is bought outright with £0 minimum billing.
No. The HiLite pairs with your phone over Bluetooth and uses its data connection, while the A920 Pro carries its own 4G SIM alongside WiFi, so payments keep flowing at a festival, in a field or on a doorstep with no venue WiFi in sight.
Yes, with SoftPOS, which turns an Android phone into a contactless card machine with no extra hardware. It is the lightest way to start taking card payments today, and many businesses run it alongside a terminal as the busy-day backup.
You buy the terminal once, outright, with £0 minimum monthly billing and one transparent software fee behind it. Transaction rates are agreed against your actual turnover, and there is no setup fee to apply. A specialist sets out the whole offer in plain terms before you commit.
The next working day, exactly the same as counter and online takings. A weekend of markets is in the bank in time to restock for the next one.
The A920 Pro is built for it, with an all-day working battery sized for real trading rather than showroom conditions, and the HiLite sips power by leaning on your phone. Your specialist sizes the machine to the length of your trading day as part of setup.
The A920 Pro prints receipts on the spot, and every machine in the range can send digital receipts by text or email, which most mobile customers now prefer anyway.
Approval takes 24 hours once your documents are in, and the machine arrives configured and tested, typically within the week. SoftPOS can be live even sooner, since the hardware is already in your pocket.
Written by the eCom Pay team. Reviewed August 2026. Last updated August 2026.
Bought outright, £0 minimum billing and takings landing the next working day, approved in 24 hours once your documents are in, with a machine in your hand this week.
Compare the range in the card machine comparison guide, see the Handpoint HiLite or the PAX A920 Pro.